Cost of Living in Spring Grove, IL

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F
26%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
86%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spring Grove Illinois National
Cost of living12698100
Groceries101100100
Health care101100100
Housing18695100
Transportation100101100
Utilities9999100
Lifestyle & Entertainment99100100
Household Items102100100
Education & Childcare100100100
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Homes For Sale In Spring Grove, IL

property for sale

38025 N Lee Ave

Spring Grove, IL
property for sale

4223 Northgate Dr

Spring Grove, IL
property for sale

9209 Anthony Ln

Spring Grove, IL
property for sale

7058 Hidden Green Cir

Fox Lake, IL

Cost Of Living Quick Facts

  • The cost of living in Spring Grove is 28% higher than the Illinois average
  • The cost of living in Spring Grove is 26% higher than the national average
  • Spring Grove housing is 86% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Spring Grove

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Compare Spring Grove, IL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$194,675$16,223$4,542$5,841
      Renters$132,610$11,051$3,094$3,979
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spring Grove, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spring Grove homeowners, is $194,675. This would allow for a maximum of $4,542 per month to be spent on housing costs. For renters, the median monthly income is $132,610 which would result in a maximum of $3,094 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake Ivanhoe, WI408945.7%
      Round Lake Park, IL8,005955.3%
      Springfield, WI135963.8%
      McCullom Lake, IL1,222972.5%
      Wilmot, WI228973.3%
      Spring Grove, IL5,86712625.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Petoskey, MI5,8651000.1%
      Oceanport, NJ5,86516766.7%
      Marion, VA5,8658713.2%
      Gardiner, ME5,863972.9%
      Dowagiac, MI5,8718118.5%
      Spring Grove, IL5,86712625.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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