Cost Of Living in Southeast Arcadia, FL

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12%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Southeast Arcadia	Florida	National
Cost of living	88	98	100
Goods & Services	105	98	100
Groceries	99	99	100
Health care	108	96	100
Housing	54	96	100
Transportation	107	99	100
Utilities	96	97	100

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Cost Of Living Quick Facts

The cost of living in Southeast Arcadia is 10% lower than the Florida average
The cost of living in Southeast Arcadia is 12% lower than the national average
Southeast Arcadia housing is 46% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$45,118	$3,760	$1,053	$1,354
Renters	$24,300	$2,025	$567	$729

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Southeast Arcadia, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Southeast Arcadia, homeowners have a median income of $45,118. Using that number, a maximum of $1,053 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $24,300, which means there is a maximum of $567 to be spent on the costs of renting a home or apartment.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Southeast Arcadia	National avg.	Difference
Haircut	$28.20	$24.26	16.2%
Beauty Salon	$54.05	$45.56	18.6%
Toothpaste	$3.63	$3.70	1.9%
Shampoo	$1.45	$1.28	13.5%
Movie	$13.05	$12.13	7.6%
Bowling	$21.20	$18.00	17.8%

Groceries

Item	Southeast Arcadia	National avg.	Difference
Ground Beef	$6.06	$5.84	3.8%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.57	$4.67	2.2%
Potatoes	$5.24	$4.93	6.1%
Pizza	$11.72	$12.09	3.0%
Beer	$11.06	$10.41	6.2%

Health Care

Item	Southeast Arcadia	National avg.	Difference
Optometrist	$101.67	$125.68	19.1%
Doctor	$153.94	$135.78	13.4%
Dentist	$122.09	$113.29	7.8%
Ibuprofen	$10.59	$10.65	0.6%
Lipitor	$535.04	$468.60	14.2%

Housing

Item	Southeast Arcadia	National avg.	Difference
Home Price	$79,600.00	$184,700.00	56.9%
Avg. Mortgage Payment	$2,422.46	$2,346.69	3.2%
Apartment Rent	$756.00	$949.00	20.3%

Transportation

Item	Southeast Arcadia	National avg.	Difference
Gasoline	$3.47	$3.46	0.2%
Tire Balancing	$74.92	$59.92	25.0%

Utilities

Item	Southeast Arcadia	National avg.	Difference
All Electricity	$179.36	$193.99	7.5%
Phone	$194.07	$192.25	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Limestone, FL	320	100	0.1%
Gardner, FL	367	85	14.9%
Arcadia, FL	8,187	90	9.9%
Harbour Heights, FL	3,850	112	12.3%
Southeast Arcadia, FL	8,859	88	11.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Smithville, NJ	8,861	105	4.6%
Valley Cottage, NY	8,861	145	45.4%
Riverside, CT	8,855	275	174.9%
Redlands, CO	8,863	122	22.1%
Laurens, SC	8,863	85	14.7%
Southeast Arcadia, FL	8,859	88	11.8%