Gardner cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexGardnerFloridaNational
Cost of living9199100
IndexGardnerFloridaNational
Goods & Services11499100
Groceries120105100
Health care117100100
Housing4596100
Transportation9298100
Utilities106102100

Key findings

  • The cost of living in Gardner is 8% lower than the Florida average
  • The cost of living in Gardner is 9% lower than the national average
  • Gardner housing is 55% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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Compare Gardner, FL Cost of Living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Florida Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Florida6%7.5%

      Florida Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Florida0%0%

      Goods & Services

      ItemGardnerNational avg.Difference
      Haircut $14.11$17.4919.3%
      Beauty Salon $34.84$38.178.7%
      Toothpaste $4.10$2.3276.4%
      Shampoo $0.96$1.015.5%
      Movie $8.73$10.7218.6%
      Bowling $3.21$13.8676.8%

      Groceries

      ItemGardnerNational avg.Difference
      Ground Beef $5.07$3.9030.1%
      Fried Chicken $1.72$1.4023.0%
      Milk $2.93$1.9649.1%
      Potatoes $3.80$3.1819.4%
      Pizza $8.55$10.3917.7%
      Beer $8.91$9.233.4%

      Health Care

      ItemGardnerNational avg.Difference
      Optometrist $114.72$106.347.9%
      Doctor $154.87$115.2534.4%
      Dentist $94.94$98.383.5%
      Ibuprofen $11.31$9.2622.1%
      Lipitor $443.12$466.475.0%

      Housing

      ItemGardnerNational avg.Difference
      Home Price $83,100.00$184,700.0055.0%
      Avg. Mortgage Payment $1,242.95$1,273.322.4%
      Apartment Rent $0.00$949.00100.0%

      Transportation

      ItemGardnerNational avg.Difference
      Gasoline $2.29$2.5911.8%
      Tire Balancing $32.86$48.9032.8%

      Utilities

      ItemGardnerNational avg.Difference
      All Electricity$153.91$167.608.2%
      Phone $34.98$163.4278.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Ona, FL6511111%
      Limestone, FL11286-14%
      Zolfo Springs, FL2,05991-9%
      Southeast Arcadia, FL7,76289-11%
      Wauchula, FL4,88392-8%
      Gardner, FL28891-9%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Walloon Lake, MI2881088%
      Allerton, IL28882-18%
      Cotton City, NM28881-19%
      Newry, PA28893-7%
      Westfir, OR2881044%
      Gardner, FL28891-9%
      Source: The Gardner, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.