Cost of Living in South Mountain, TX

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index South Mountain Texas National
Cost of living8994100
Groceries9998100
Health care10198100
Housing6683100
Transportation9698100
Utilities105103100
Lifestyle & Entertainment10298100
Household Items9998100
Education & Childcare9598100
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Homes For Sale In South Mountain, TX

property for sale

6430 E US Highway 84

Gatesville, TX
property for sale

206 Navajo Trl

Gatesville, TX
property for sale

209 Comanche Dr

Gatesville, TX
property for sale

997 Barton Ln

Gatesville, TX

Cost Of Living Quick Facts

  • The cost of living in South Mountain is 5% lower than the Texas average
  • The cost of living in South Mountain is 11% lower than the national average
  • South Mountain housing is 34% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around South Mountain

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Compare South Mountain, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,134$6,845$1,916$2,464
      Renters$0$0$0$0

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oglesby, TX6288515.4%
      Gatesville, TX13,8758811.6%
      Crawford, TX1,017964.1%
      South Mountain, TX4518910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake City, CO45111615.8%
      Groton Long Point, CT45118484.2%
      Bonnie, IL4518515.5%
      Plymouth, IL4518119.0%
      Kewanna, IN4517821.8%
      South Mountain, TX4518910.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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