Cost of Living in South Haven, IN

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A+
2%
Overall NAT. AVG.
10%
Goods & Services NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index South Haven Indiana National
Cost of living9890100
Goods & Services11095100
Groceries10499100
Health care11699100
Housing7972100
Transportation104101100
Utilities9595100
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Homes For Sale In South Haven, IN

property for sale

771 Eagle Creek Rd

Valparaiso, IN
property for sale

749 Acadia Rd

Valparaiso, IN
property for sale

721 Imperial Rd

Valparaiso, IN
property for sale

756 Imperial Rd

Valparaiso, IN

Cost Of Living Quick Facts

  • The cost of living in South Haven is 10% higher than the Indiana average
  • The cost of living in South Haven is 2% lower than the national average
  • South Haven housing is 21% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around South Haven

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Compare South Haven, IN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,332$8,111$2,271$2,920
      Renters$39,216$3,268$915$1,177
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in South Haven, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In South Haven, homeowners have a median income of $97,332. Using that number, a maximum of $2,271 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $39,216, which means there is a maximum of $915 to be spent on the costs of renting a home or apartment.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Goods & Services

      Item South Haven National avg. Difference
      Haircut $49.08$27.6277.7%
      Beauty Salon $68.42$51.1133.9%
      Toothpaste $4.13$4.090.9%
      Shampoo $1.56$1.541.2%
      Movie $17.42$12.8835.3%
      Yoga $28.87$19.6646.8%

      Groceries

      Item South Haven National avg. Difference
      Ground Beef $7.53$7.702.3%
      Fried Chicken $1.56$1.666.2%
      Milk $4.88$4.733.1%
      Potatoes $5.20$5.261.1%
      Pizza $13.97$12.769.5%
      Beer $10.56$10.550.1%

      Health Care

      Item South Haven National avg. Difference
      Optometrist $208.97$140.0649.2%
      Doctor $194.67$153.8226.6%
      Dentist $135.44$123.1510.0%
      Ibuprofen $12.22$11.734.2%
      Lipitor $24.14$23.612.2%

      Housing

      Item South Haven National avg. Difference
      Home Price $227,207.00$326,622.0030.4%
      Avg. Mortgage Payment $2,929.74$2,480.2518.1%
      Apartment Rent $1,461.00$1,444.001.2%

      Transportation

      Item South Haven National avg. Difference
      Gasoline $3.20$3.064.7%
      Tire Balancing $67.63$65.213.7%

      Utilities

      Item South Haven National avg. Difference
      All Electricity $188.44$220.1214.4%
      Phone $213.97$195.719.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheeler, IN2371066.2%
      Gary, IN77,1519010.4%
      Michigan City, IN32,0688614.3%
      New Chicago, IN1,883937.0%
      Lake Station, IN12,227936.6%
      South Haven, IN5,189981.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mechanicville, NY5,189990.5%
      Kings, Subd. D, NS5,188n/a 
      East Port Orchard, WA5,18712525.3%
      Archer Lodge, NC5,1921010.8%
      White Hall, AR5,193972.7%
      South Haven, IN5,189981.9%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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