Cost of Living in South Haven, IN

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A+
9%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index South Haven Indiana National
Cost of living9189100
Groceries9697100
Health care9897100
Housing7972100
Transportation9896100
Utilities9496100
Lifestyle & Entertainment9595100
Household Items9998100
Education & Childcare9394100
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Homes For Sale In South Haven, IN

property for sale

396 Clear Creek Dr

Valparaiso, IN
property for sale

761 Juniper Rd

Valparaiso, IN
property for sale

721 Imperial Rd

Valparaiso, IN
property for sale

739 Eagle Creek Rd

Valparaiso, IN

Cost Of Living Quick Facts

  • The cost of living in South Haven is 2% higher than the Indiana average
  • The cost of living in South Haven is 9% lower than the national average
  • South Haven housing is 21% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around South Haven

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Compare South Haven, IN Cost of Living

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      The best places in Indiana

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,332$8,111$2,271$2,920
      Renters$39,216$3,268$915$1,177
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in South Haven, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In South Haven, homeowners have a median income of $97,332. Using that number, a maximum of $2,271 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $39,216, which means there is a maximum of $915 to be spent on the costs of renting a home or apartment.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheeler, IN237963.8%
      Gary, IN77,1518119.3%
      Michigan City, IN32,0688613.9%
      New Chicago, IN1,8838415.9%
      Lake Station, IN12,2278613.6%
      South Haven, IN5,189919.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mechanicville, NY5,1891021.8%
      Kings, Subd. D, NS5,188n/a 
      East Port Orchard, WA5,18711817.8%
      Archer Lodge, NC5,1921022.3%
      White Hall, AR5,193936.6%
      South Haven, IN5,189919.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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