Cost Of Living in South Chicago Heights, IL

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A+

7%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

26%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	South Chicago Heights	Illinois	National
Cost of living	93	98	100
Groceries	100	100	100
Health care	100	100	100
Housing	74	95	100
Transportation	103	101	100
Utilities	100	99	100
Lifestyle & Entertainment	99	100	100
Household Items	100	100	100
Education & Childcare	101	100	100

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Homes For Sale In South Chicago Heights, IL

3037 Enterprise Park Ave

South Chicago Heights, IL

104 Interocean Ave

Chicago Heights, IL

879 Campbell Ave

Chicago Heights, IL

2728 Jackson Ave

South Chicago Heights, IL

Cost Of Living Quick Facts

The cost of living in South Chicago Heights is 6% lower than the Illinois average
The cost of living in South Chicago Heights is 7% lower than the national average
South Chicago Heights housing is 26% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,447	$6,121	$1,714	$2,204
Renters	$27,783	$2,315	$648	$834

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in South Chicago Heights, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In South Chicago Heights, homeowners have a median income of $73,447. Using that number, a maximum of $1,714 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $27,783, which means there is a maximum of $648 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ford Heights, IL	2,801	83	16.6%
East Chicago, IN	28,835	82	17.8%
Phoenix, IL	1,450	85	14.6%
Dixmoor, IL	3,663	87	12.6%
Harvey, IL	24,931	87	13.2%
South Chicago Heights, IL	4,188	93	7.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nokomis, FL	4,186	105	4.8%
Rose Hill, KS	4,186	95	5.1%
Lonsdale, MN	4,186	108	7.9%
Pocomoke City, MD	4,190	99	1.2%
North East, PA	4,185	91	9.3%
South Chicago Heights, IL	4,188	93	7.5%