Cost Of Living in Smyrna, NY

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A+

9%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

56%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Smyrna	New York	National
Cost of living	91	121	100
Groceries	106	106	100
Health care	109	110	100
Housing	44	144	100
Transportation	115	113	100
Utilities	110	112	100
Lifestyle & Entertainment	113	111	100
Household Items	104	106	100
Education & Childcare	119	118	100

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Homes For Sale In Smyrna, NY

1 Maple St

Smyrna, NY

Cost Of Living Quick Facts

The cost of living in Smyrna is 25% lower than the New York average
The cost of living in Smyrna is 9% lower than the national average
Smyrna housing is 56% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,656	$3,888	$1,089	$1,400
Renters	$54,140	$4,512	$1,263	$1,624

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
New Berlin, NY	999	94	5.5%
Earlville, NY	879	95	5.3%
Norwich, NY	6,861	95	5.5%
Sherburne, NY	1,361	95	4.5%
Madison, NY	472	99	1.5%
Smyrna, NY	193	91	9.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Adak, AK	193	98	2.1%
Prescott, IA	193	77	22.8%
Sun Valley Lake, IA	193	124	24.0%
West Brooklyn, IL	193	92	8.2%
Butlerville, IN	193	80	20.2%
Smyrna, NY	193	91	9.4%