Cost of Living in Silver Creek, NY

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3%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Silver Creek New York National
Cost of living97121100
Groceries108106100
Health care109110100
Housing62144100
Transportation116113100
Utilities113112100
Lifestyle & Entertainment113111100
Household Items107106100
Education & Childcare121118100
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Homes For Sale In Silver Creek, NY

property for sale

23 Oak St

Silver Creek, NY
property for sale

2386 Route 5

Silver Creek, NY
property for sale

12765 Beach Ave

Silver Creek, NY
property for sale

5 Hickory St

Silver Creek, NY

Cost Of Living Quick Facts

  • The cost of living in Silver Creek is 20% lower than the New York average
  • The cost of living in Silver Creek is 3% lower than the national average
  • Silver Creek housing is 38% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Silver Creek

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,225$8,019$2,245$2,887
      Renters$119,600$9,967$2,790$3,588

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

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      South Dayton, NY561928.2%
      Perrysburg, NY448946.3%
      Silver Creek, NY2,403973.0%

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      Somers, CT2,40312525.2%
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      Woodbine, NJ2,4031044.0%
      Denmark, WI2,403919.4%
      Lovell, WY2,403954.5%
      Silver Creek, NY2,403973.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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