Cost Of Living in Shelter Island Heights, NY

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F

106%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

331%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shelter Island Heights	New York	National
Cost of living	206	121	100
Groceries	104	106	100
Health care	112	110	100
Housing	431	144	100
Transportation	109	113	100
Utilities	109	112	100
Lifestyle & Entertainment	115	111	100
Household Items	108	106	100
Education & Childcare	122	118	100

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Homes For Sale In Shelter Island Heights, NY

11 Sunnyside Ave

Shelter Island Heights, NY

9 Locust

Shelter Island, NY

14 Freds Ln

Shelter Island, NY

13 Winthrop Rd #24

Shelter Island Heights, NY

Cost Of Living Quick Facts

The cost of living in Shelter Island Heights is 71% higher than the New York average
The cost of living in Shelter Island Heights is 106% higher than the national average
Shelter Island Heights housing is 331% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$181,435	$15,120	$4,233	$5,444
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dering Harbor, NY	0	110	10.2%
Northville village, NY	1,040	101	0.9%
Clinton, CT	3,418	119	18.9%
Westbrook Center, CT	2,322	127	27.4%
Flanders, NY	5,277	131	30.7%
Shelter Island Heights, NY	791	206	106.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chilchinbito, AZ	791	77	22.8%
Essex, IA	791	80	19.6%
Hazleton, IA	791	81	18.6%
Mount Hope, KS	791	87	12.5%
Claremont, MN	791	87	12.9%
Shelter Island Heights, NY	791	206	106.4%