
Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.
This area boasts a crime rate that is far below the national average, making it a very safe place to live. These crime statistics encompass both property and violent offenses.
With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.
Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.
Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.
The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.
Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.
Shelbyville, Kentucky is a moderately-sized city with a population of 16,838 inhabitants. At 78%, the majority of the Shelbyville population is White; this is followed by 12% Black and 2% Asian. The average American spends about 26 minutes on their one way commute to work each day. Lower travel times can increase overall happiness and allow for more time to be spent with family and friends. While living in Shelbyville, your commute times will be about average, with a one way commute time of 26 minutes.
Living in Shelbyville can be a positive experience for anyone moving to the area. Having said that, in the state of Kentucky, there are many incredible places to live, so choose wisely! When searching for a new neighborhood, several factors play a vital role in determining its suitability. Safety should be a top priority, ensuring a secure environment with low crime rates. Proximity to your workplace or school helps minimize commuting time and allows for a better work-life balance. Availability of essential amenities such as parks, coffee shops, restaurants, grocery stores, and healthcare facilities contributes to convenience and well-being. Access to reliable public transportation options facilitates easy commuting and connectivity. Additionally, considering the sense of community and the overall atmosphere that resonates with your lifestyle and preferences fosters a harmonious living experience. Finding the best places to live in Shelbyville and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes commute, health & safety, employment and other important metrics.
The livability score in Shelbyville is 73/100 and the city is ranked in the 83rd percentile of all cities across America. Based on the scores for each individual category, Shelbyville has been rewarded with high marks for crime (A+), cost of living (A), employment (B) and housing (A+). There are some categories that Shelbyville does not rank well for, including: amenities (F) and education (D). It might be worth taking a closer look to find out why.
Low rates of violent crime, encompassing offenses such as murder, rape, robbery and assault, contribute significantly to a safer living environment. This reduction in crime minimizes the chances of personal harm, property theft, or violent incidents. Furthermore, low crime rates can have a positive impact on property values and the overall desirability of an area. There were 134 crimes per 100,000 residents, which signifies that Shelbyville boasts an impressively low violent crime rate that falls well below the national average.
Unemployment rates can range pretty dramatically from one city to another. Knowing that Shelbyville has an unemployment rate of 2.7% could mean increased job opportunities with a higher demand for workers. It could also lead to higher wages, as the demand for workers exceeds the availability of jobs. Most importantly, it could be a sign of a healthy and thriving local economy.
Finding affordable real estate and housing in Shelbyville can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.
Shelbyville real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Shelbyville. The median home price for Shelbyville homes is $339,567, which is 50.8% higher than the Kentucky average. If we take a closer look at the affordability of homes in Shelbyville, we’ll see that the home price to income ratio is 3.4, which is 0% lower than the Kentucky average.

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| Statistic | Shelbyville | Kentucky | National |
| Average one way commute | 26min | 23min | 26min |
| Workers who drive to work | 79.8% | 82.2% | 76.4% |
| Workers who carpool | 13.5% | 9.7% | 9.3% |
| Workers who take public transit | 0.3% | 1.1% | 5.1% |
| Workers who bicycle | 0.0% | 0.2% | 0.6% |
| Workers who walk | 0.9% | 2.4% | 2.8% |
| Working from home | 4.3% | 3.3% | 4.6% |