| Index | Shallowater | Texas | National |
| Cost of living | 99 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 100 | 83 | 100 |
| Transportation | 103 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,747 | $8,062 | $2,257 | $2,903 |
| Renters | $75,492 | $6,291 | $1,761 | $2,265 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Anton, TX | 1,241 | 81 | 18.9% |
| New Deal, TX | 1,099 | 85 | 15.2% |
| Smyer, TX | 540 | 87 | 12.7% |
| Abernathy, TX | 3,531 | 87 | 12.5% |
| Lubbock, TX | 266,541 | 96 | 4.1% |
| Shallowater, TX | 2,643 | 99 | 0.6% |
| City | Population | Cost of Living Index | National Avg. |
| Lakeview, OR | 2,643 | 95 | 4.6% |
| Cap-Pelé, NB | 2,643 | n/a | |
| Townsend, DE | 2,642 | 125 | 24.7% |
| Pembroke, GA | 2,642 | 93 | 6.6% |
| Pennington, NJ | 2,642 | 155 | 54.8% |
| Shallowater, TX | 2,643 | 99 | 0.6% |