| Index | Shallowater | Texas | National |
| Cost of living | 97 | 92 | 100 |
| Goods & Services | 96 | 96 | 100 |
| Groceries | 96 | 95 | 100 |
| Health care | 98 | 97 | 100 |
| Housing | 100 | 83 | 100 |
| Transportation | 86 | 92 | 100 |
| Utilities | 106 | 102 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,747 | $8,062 | $2,257 | $2,903 |
| Renters | $75,492 | $6,291 | $1,761 | $2,265 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Shallowater | National avg. | Difference |
| Haircut | $29.42 | $27.62 | 6.5% |
| Beauty Salon | $53.75 | $51.11 | 5.2% |
| Toothpaste | $4.11 | $4.09 | 0.4% |
| Shampoo | $1.65 | $1.54 | 7.0% |
| Movie | $10.71 | $12.88 | 16.8% |
| Yoga | $17.22 | $19.66 | 12.4% |
| Item | Shallowater | National avg. | Difference |
| Ground Beef | $6.89 | $7.70 | 10.6% |
| Fried Chicken | $1.27 | $1.66 | 23.6% |
| Milk | $4.69 | $4.73 | 0.9% |
| Potatoes | $5.48 | $5.26 | 4.3% |
| Pizza | $10.80 | $12.76 | 15.4% |
| Beer | $10.33 | $10.55 | 2.1% |
| Item | Shallowater | National avg. | Difference |
| Optometrist | $138.64 | $140.06 | 1.0% |
| Doctor | $141.19 | $153.82 | 8.2% |
| Dentist | $121.67 | $123.15 | 1.2% |
| Ibuprofen | $11.42 | $11.73 | 2.7% |
| Lipitor | $22.80 | $23.61 | 3.4% |
| Item | Shallowater | National avg. | Difference |
| Home Price | $330,358.00 | $326,622.00 | 1.1% |
| Avg. Mortgage Payment | $2,393.97 | $2,480.25 | 3.5% |
| Apartment Rent | $1,428.00 | $1,444.00 | 1.1% |
| Item | Shallowater | National avg. | Difference |
| Gasoline | $2.60 | $3.06 | 15.0% |
| Tire Balancing | $57.76 | $65.21 | 11.4% |
| Item | Shallowater | National avg. | Difference |
| All Electricity | $236.35 | $220.12 | 7.4% |
| Phone | $204.26 | $195.71 | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Anton, TX | 1,241 | 79 | 20.9% |
| New Deal, TX | 1,099 | 83 | 17.3% |
| Smyer, TX | 540 | 85 | 14.8% |
| Abernathy, TX | 3,531 | 85 | 14.6% |
| Lubbock, TX | 266,541 | 94 | 6.1% |
| Shallowater, TX | 2,643 | 97 | 2.7% |
| City | Population | Cost of Living Index | National Avg. |
| Lakeview, OR | 2,643 | 102 | 1.5% |
| Cap-Pelé, NB | 2,643 | n/a | |
| Townsend, DE | 2,642 | 127 | 26.6% |
| Pembroke, GA | 2,642 | 88 | 12.2% |
| Pennington, NJ | 2,642 | 151 | 51.4% |
| Shallowater, TX | 2,643 | 97 | 2.7% |
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