F
43%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
140%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shady Hollow Texas National
Cost of living14394100
Groceries10098100
Health care10298100
Housing24083100
Transportation9998100
Utilities109103100
Lifestyle & Entertainment10398100
Household Items9998100
Education & Childcare10398100
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Cost Of Living Quick Facts

  • The cost of living in Shady Hollow is 52% higher than the Texas average
  • The cost of living in Shady Hollow is 43% higher than the national average
  • Shady Hollow housing is 140% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Shady Hollow

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Compare Shady Hollow, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$204,653$17,054$4,775$6,140
      Renters$204,865$17,072$4,780$6,147
      A good indicator of the general affordability of housing in Shady Hollow, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Shady Hollow, the median monthly income is $204,653 for those who own their own homes. Under the standard rule, that income level would allow for $4,775 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $204,865, per the median income in the area. That would allow for renters to spend up to $4,780 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Uhland, TX1,543927.5%
      Niederwald, TX669937.2%
      Mustang Ridge, TX1,265973.0%
      Kyle, TX47,2471077.4%
      Hays, TX14511111.2%
      Shady Hollow, TX3,92314343.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Raymond, NH3,9231109.6%
      St. Augusta, MN3,9221087.9%
      Hazlehurst, MS3,9228119.0%
      Roland, OK3,9228416.0%
      North Muskegon, MI3,920973.0%
      Shady Hollow, TX3,92314343.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.