Cost of Living in Sergeant Bluff, IA

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A+
2%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sergeant Bluff Iowa National
Cost of living10289100
Groceries9697100
Health care9896100
Housing11874100
Transportation9897100
Utilities9195100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9694100
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Homes For Sale In Sergeant Bluff, IA

property for sale

901 Rockwood Ct

Sergeant Bluff, IA
property for sale

1019 Coffie Farm Rd

Sergeant Bluff, IA
property for sale

TBD Hillside Acres

Sergeant Bluff, IA
property for sale

tbd Barker Ave

Sergeant Bluff, IA

Cost Of Living Quick Facts

  • The cost of living in Sergeant Bluff is 15% higher than the Iowa average
  • The cost of living in Sergeant Bluff is 2% higher than the national average
  • Sergeant Bluff housing is 18% higher than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Sergeant Bluff

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      The best places in Iowa

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$148,093$12,341$3,455$4,443
      Renters$100,049$8,337$2,334$3,002
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Sergeant Bluff, IA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Sergeant Bluff, homeowners have a median income of $148,093. Using that number, a maximum of $3,455 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $100,049, which means there is a maximum of $2,334 to be spent on the costs of renting a home or apartment.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Winnebago, NE9377624.3%
      Hornick, IA2958217.6%
      Salix, IA4988416.2%
      Homer, NE4238614.3%
      Climbing Hill, IA898613.8%
      Sergeant Bluff, IA5,0661022.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pleasant Garden, NC5,064982.0%
      Clementon, NJ5,0641011.4%
      Dove Valley, CO5,06312726.8%
      Long View, NC5,0638713.1%
      Central Kootenay H, BC5,063n/a 
      Sergeant Bluff, IA5,0661022.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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