Cost of Living in Scotland, IN

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19%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Scotland Indiana National
Cost of living8189100
Groceries9697100
Health care9897100
Housing4372100
Transportation9596100
Utilities9796100
Lifestyle & Entertainment9695100
Household Items9998100
Education & Childcare10394100
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Homes For Sale In Scotland, IN

property for sale

7901 S Prestwick Dr

Scotland, IN
property for sale

8245 S Prestwick Dr

Scotland, IN
property for sale

8209 S Westmead Dr

Newberry, IN
property for sale

7903 S Westmead Dr

Scotland, IN

Cost Of Living Quick Facts

  • The cost of living in Scotland is 9% lower than the Indiana average
  • The cost of living in Scotland is 19% lower than the national average
  • Scotland housing is 57% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Scotland

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Compare Scotland, IN Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,415$7,618$2,133$2,743
      Renters$0$0$0$0

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

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      Scotland, IN1498118.9%

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      Scotland, IN1498118.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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