Cost of Living in Savannah, TN

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13%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Savannah Tennessee National
Cost of living8792100
Groceries9998100
Health care9797100
Housing6380100
Transportation9497100
Utilities9698100
Lifestyle & Entertainment9697100
Household Items10198100
Education & Childcare10197100
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Homes For Sale In Savannah, TN

property for sale

2870 Tennessee 226

Savannah, TN
property for sale

525 Patterson Rd

Savannah, TN
property for sale

715 Pinhook Dr

Savannah, TN
property for sale

859 Cravens Rd

Savannah, TN
See the Newest Homes For Sale In Savannah, TN

Cost Of Living Quick Facts

  • The cost of living in Savannah is 6% lower than the Tennessee average
  • The cost of living in Savannah is 13% lower than the national average
  • Savannah housing is 37% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Savannah

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,949$6,412$1,795$2,309
      Renters$35,657$2,971$832$1,070
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Savannah, TN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Savannah homeowners, is $76,949. This would allow for a maximum of $1,795 per month to be spent on housing costs. For renters, the median monthly income is $35,657 which would result in a maximum of $832 to be spent on rental costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Adamsville, TN2,1998317.2%
      Saltillo, TN6698416.4%
      Stantonville, TN4078416.0%
      Milledgeville, TN3088515.4%
      Enville, TN1378514.8%
      Savannah, TN7,2068712.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Spring Hill, KS7,2071033.3%
      Keyport, NJ7,20912121.4%
      Brownsburg-Chatham, QC7,209n/a 
      Russellville, KY7,2118416.2%
      Shamokin, PA7,2008020.4%
      Savannah, TN7,2068712.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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