Cost Of Living in Sardis, TN

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13%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sardis	Tennessee	National
Cost of living	87	92	100
Groceries	99	98	100
Health care	97	97	100
Housing	62	80	100
Transportation	94	97	100
Utilities	96	98	100
Lifestyle & Entertainment	96	97	100
Household Items	101	98	100
Education & Childcare	101	97	100

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Homes For Sale In Sardis, TN

2550 Tennessee 421

Sardis, TN

1355 McBride Cemetery Rd

Sardis, TN

244 Kelley Ln

Scotts Hill, TN

254 Kelley LN

Scotts Hill, TN

Cost Of Living Quick Facts

The cost of living in Sardis is 6% lower than the Tennessee average
The cost of living in Sardis is 13% lower than the national average
Sardis housing is 38% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,351	$5,446	$1,525	$1,961
Renters	$0	$0	$0	$0

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Darden, TN	385	98	2.3%
Adamsville, TN	2,199	83	17.2%
Decaturville, TN	975	83	16.9%
Saltillo, TN	669	84	16.4%
Parsons, TN	2,686	84	16.2%
Sardis, TN	378	87	13.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Reeltown, AL	378	78	21.8%
Gumbranch, GA	378	87	13.4%
Calamus, IA	378	84	15.9%
Thomson, IL	378	88	12.4%
New Goshen, IN	378	88	11.5%
Sardis, TN	378	87	13.0%