Looking for a fresh start in a new San Diego neighborhood that is actually affordable? Fortunately, there are some neighborhoods that still offer affordable cost of living. Listed below are the most affordable neighborhoods in San Diego for 2026, ranked by their cost of living index. The cost of living index includes various items such as: goods and services, groceries, utilities, real estate and rental rates. For reference, the national average for cost of living is 100.

Population 3,884
-39%
Cost of Living Index 107 vs 174
39% lower than San Diego
Population 40,164
-35%
Cost of Living Index 113 vs 174
35% lower than San Diego
Population 10,719
-34%
Cost of Living Index 115 vs 174
34% lower than San Diego
Population 6,274
-30%
Cost of Living Index 121 vs 174
30% lower than San Diego
Population 3,239
-29%
Cost of Living Index 123 vs 174
29% lower than San Diego
Population 32,466
-27%
Cost of Living Index 126 vs 174
27% lower than San Diego
Population 9,313
-26%
Cost of Living Index 129 vs 174
26% lower than San Diego
Population 11,372
-25%
Cost of Living Index 130 vs 174
25% lower than San Diego
Population 14,970
-25%
Cost of Living Index 130 vs 174
25% lower than San Diego
Population 10,756
-24%
Cost of Living Index 132 vs 174
24% lower than San Diego
Is This the Right Place for You? Local Insights Report
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Local Insights Report