Cost of Living in San Carlos, TX

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19%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index San Carlos Texas National
Cost of living8194100
Groceries9998100
Health care9898100
Housing3883100
Transportation10098100
Utilities102103100
Lifestyle & Entertainment9798100
Household Items9898100
Education & Childcare10098100
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Homes For Sale In San Carlos, TX

property for sale

8722 E State Highway 107

Edinburg, TX
property for sale

7784 Charlie Pl

Edinburg, TX
property for sale

0 N Val Verde Rd

Edinburg, TX
property for sale

10764 E State Highway 107

Edinburg, TX

Cost Of Living Quick Facts

  • The cost of living in San Carlos is 14% lower than the Texas average
  • The cost of living in San Carlos is 19% lower than the national average
  • San Carlos housing is 62% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around San Carlos

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Compare San Carlos, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$47,644$3,970$1,112$1,429
      Renters$0$0$0$0
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in San Carlos, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In San Carlos, homeowners have a median income of $47,644. Using that number, a maximum of $1,112 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Evergreen, TX40990.9%
      La Chuparosa, TX45991.2%
      Campo Verde, TX173981.6%
      Villa Verde, TX211991.2%
      Ranchette Estates, TX245972.5%
      San Carlos, TX4,0248119.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North River Shores, FL4,02411211.8%
      Saint-Ambroise-de-Kildare, QC4,024n/a 
      Jasper, GA4,023955.3%
      Sparks, TX4,0238416.2%
      Malmstrom AFB, MT4,0251033.2%
      San Carlos, TX4,0248119.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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