Cost Of Living
Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.
Employment
With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.
Housing
Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.
Health & Safety
Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.
Ratings
According to recent surveys and polls, locals had excellent ratings for walkability to nearby amenities, safety, access to public transit and the overall sense of community in the area.
Amenities
The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.
Commute
Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.
Saginaw, Texas is a medium-sized city with a population of 24,477 inhabitants. Saginaw has a population density of 3,261 people per square mile. This would be considered well above the national population density level. According to the most recent Census, 83% of Saginaw residents are White, 5% Black and 1% Asian. Additionally, more than a quarter of the population of Saginaw are of Hispanic or Latino origin, and 17% of the population also speak Spanish. Long commute times to work can be incredibly frustrating, ranking just behind housework on the list of life's annoyances. If you opt to make Saginaw your home, your one-way commute time will typically last around 27 minutes, a duration that aligns with the national average commute time of 26 minutes.
Without the right tools, relocating to any new city can be very stressful and challenging. Living in Saginaw, Texas could be a positive experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. To help you find the best places to live in and around Saginaw, AreaVibes has created a livability score using key metrics like crime, commute, health & safety, education, employment and more.
Saginaw, TX receives 76/100 for its livability score; this results in a ranking of #97 in Texas and #3,029 in the USA. Compared to the US average, Saginaw ranks among some of the best places to live in the country! There are nine total categories that generate the livability score. Saginaw ranks well for crime (B), cost of living (A+) and employment (A+) Regrettably for Saginaw, there are some categories for which it does not rank well, this includes: amenities (F).
The unemployment rate in Saginaw has consistently declined over the years and currently stands well below the national average at 2.3%. This downward trend holds the potential to reduce poverty and inequality within the region, promote higher wage levels and stimulate greater economic growth. Such positive indicators signal the overall robust health of the local economy, offering a promising outlook for its residents and fostering an environment of financial well-being and prosperity.
Finding affordable real estate and housing in Saginaw can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.
Saginaw real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Saginaw. The median home price for Saginaw homes is $334,786, which is 30.4% higher than the Texas average. If we take a closer look at the affordability of homes in Saginaw, we’ll see that the home price to income ratio is 2.5, which is 21.9% lower than the Texas average.
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Statistic | Saginaw | Texas | National |
| Average one way commute | 27min | 26min | 26min |
| Workers who drive to work | 86.4% | 80.3% | 76.4% |
| Workers who carpool | 7.8% | 10.6% | 9.3% |
| Workers who take public transit | 0.7% | 1.5% | 5.1% |
| Workers who bicycle | 0.0% | 0.3% | 0.6% |
| Workers who walk | 0.0% | 1.6% | 2.8% |
| Working from home | 4.7% | 4.3% | 4.6% |
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