Cost Of Living in Sagaponack, NY

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F

298%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

972%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sagaponack	New York	National
Cost of living	398	121	100
Groceries	104	106	100
Health care	108	110	100
Housing	1,072	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	109	111	100
Household Items	104	106	100
Education & Childcare	115	118	100

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Homes For Sale In Sagaponack, NY

137 Sandune Ct

Sagaponack, NY

30 Sagg Rd

Sagaponack, NY

Cost Of Living Quick Facts

The cost of living in Sagaponack is 230% higher than the New York average
The cost of living in Sagaponack is 298% higher than the national average
Sagaponack housing is 972% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$158,765	$13,230	$3,704	$4,763
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dering Harbor, NY	0	110	10.2%
Greenport, NY	2,113	151	51.3%
Mattituck, NY	5,017	152	52.1%
Hampton Bays, NY	15,184	153	53.4%
Greenport West, NY	2,270	156	55.9%
Sagaponack, NY	268	398	297.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Weogufka, AL	268	89	11.5%
Lemon Cove, CA	268	121	20.6%
Randolph, IA	268	86	13.9%
Cabery, IL	268	86	14.4%
Dune Acres, IN	268	177	77.0%
Sagaponack, NY	268	398	297.6%