Cost of Living in Sag Harbor, NY

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F
150%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
479%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sag Harbor New York National
Cost of living250121100
Groceries104106100
Health care108110100
Housing579144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment109111100
Household Items104106100
Education & Childcare115118100
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Homes For Sale In Sag Harbor, NY

property for sale

100 Crescent St

Sag Harbor, NY
property for sale

168 Wildwood Rd

Sag Harbor, NY
property for sale

1 Fox Xing

Sag Harbor, NY
property for sale

1 Carver St

Sag Harbor, NY

Cost Of Living Quick Facts

  • The cost of living in Sag Harbor is 107% higher than the New York average
  • The cost of living in Sag Harbor is 150% higher than the national average
  • Sag Harbor housing is 479% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Sag Harbor

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$199,475$16,623$4,654$5,985
      Renters$75,712$6,309$1,766$2,272

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dering Harbor, NY011010.2%
      Greenport, NY2,11315151.3%
      Mattituck, NY5,01715252.1%
      Hampton Bays, NY15,18415353.4%
      Greenport West, NY2,27015655.9%
      Sag Harbor, NY2,034250149.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Jemez Pueblo, NM2,0348812.3%
      Clinton, NY2,0341099.1%
      Butler, WI2,034954.6%
      Sandy Lake 88, ON2,034n/a 
      Hull, IA2,033936.6%
      Sag Harbor, NY2,034250149.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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