Cost of Living in Roy, MT

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A+
7%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Roy Montana National
Cost of living93102100
Groceries102103100
Health care103102100
Housing73101100
Transportation102100100
Utilities107104100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare103102100
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Homes For Sale In Roy, MT

property for sale

221 Main St

Roy, MT
property for sale

2786 79 Trl

Roy, MT
property for sale

2168 Trophy Ridge Ln

Roy, MT
property for sale

Main St

Roy, MT

Cost Of Living Quick Facts

  • The cost of living in Roy is 8% lower than the Montana average
  • The cost of living in Roy is 7% lower than the national average
  • Roy housing is 27% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Roy

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Compare Roy, MT Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$57,173$4,764$1,334$1,715
      Renters$64,707$5,392$1,510$1,941

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Roy, MT122936.5%

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      Bryce, AZ1221021.9%
      Montgomery Creek, CA12211717.4%
      Roy, MT122936.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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