Roseland, Indiana Cost Of Living

Buy Rent

B+

Overall 19%

Goods & Services 7%

Housing 47%

Date & Last Updated: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Roseland	Indiana	National
Cost of living	81	89	100
Goods & Services	94	96	100
Groceries	91	94	100
Health care	97	96	100
Housing	53	72	100
Transportation	92	99	100
Utilities	95	99	100

Key findings

The cost of living in Roseland is 9% lower than the Indiana average
The cost of living in Roseland is 19% lower than the national average
Roseland housing is 47% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 31% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,292	$3,524	$987	$1,269
Renters	$33,750	$2,813	$787	$1,013

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.23%	3.23%

Goods & Services

Item	Roseland	National avg.	Difference
Haircut	$19.94	$20.27	1.6%
Beauty Salon	$40.00	$40.39	1.0%
Toothpaste	$1.81	$2.36	23.3%
Shampoo	$0.91	$1.08	15.1%
Movie	$10.21	$10.99	7.1%
Bowling	$8.88	$15.49	42.7%

Groceries

Item	Roseland	National avg.	Difference
Ground Beef	$3.75	$4.30	12.8%
Fried Chicken	$1.37	$1.40	2.1%
Milk	$1.47	$2.20	33.1%
Potatoes	$2.99	$3.22	7.2%
Pizza	$12.11	$10.74	12.8%
Beer	$8.78	$9.60	8.5%

Health Care

Item	Roseland	National avg.	Difference
Optometrist	$111.11	$109.73	1.3%
Doctor	$120.66	$118.34	2.0%
Dentist	$102.22	$100.94	1.3%
Ibuprofen	$8.80	$9.93	11.4%
Lipitor	$394.82	$469.53	15.9%

Housing

Item	Roseland	National avg.	Difference
Home Price	$81,000.00	$184,700.00	56.1%
Avg. Mortgage Payment	$1,139.56	$1,229.62	7.3%
Apartment Rent	$698.00	$949.00	26.4%

Transportation

Item	Roseland	National avg.	Difference
Gasoline	$2.54	$2.71	6.2%
Tire Balancing	$45.67	$51.86	11.9%

Utilities

Item	Roseland	National avg.	Difference
All Electricity	$154.53	$170.84	9.5%
Phone	$187.80	$187.18	0.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Cassopolis, MI	1,726	83	-17%
Niles, MI	11,379	80	-20%
New Troy, MI	741	80	-20%
Edwardsburg, MI	1,269	87	-13%
South Bend, IN	101,037	81	-19%
Roseland, IN	489	81	-19%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Cooper Landing, AK	489	145	45%
Wall Lane, AZ	489	82	-18%
Berlin, GA	489	80	-20%
Weston, ID	489	93	-7%
Grand Detour, IL	489	96	-4%
Roseland, IN	489	81	-19%

Source: The Roseland, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2021.