Cost Of Living in Roseland, IN

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13%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Roseland	Indiana	National
Cost of living	87	89	100
Groceries	95	97	100
Health care	99	97	100
Housing	70	72	100
Transportation	92	96	100
Utilities	98	96	100
Lifestyle & Entertainment	90	95	100
Household Items	96	98	100
Education & Childcare	94	94	100

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Homes For Sale In Roseland, IN

127 Clancey St

South Bend, IN

125 Myrtle St #20

Roseland, IN

126 E Cripe St #4

South Bend, IN

Cost Of Living Quick Facts

The cost of living in Roseland is 2% lower than the Indiana average
The cost of living in Roseland is 13% lower than the national average
Roseland housing is 30% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,902	$6,742	$1,888	$2,427
Renters	$37,626	$3,136	$878	$1,129

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cassopolis, MI	1,727	81	19.3%
Niles, MI	11,521	84	16.2%
Lakeville, IN	792	84	16.3%
South Bend, IN	104,796	84	15.8%
Galien, MI	466	85	15.3%
Roseland, IN	772	87	12.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Early, IA	772	79	20.5%
Chippewa Lake, OH	772	93	6.8%
Carlisle, OK	772	81	18.8%
Pittman Center, TN	772	103	3.0%
Lot 44, PE	772	n/a
Roseland, IN	772	87	12.8%