Cost Of Living in Rocky Point, MT

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F

65%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

214%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Rocky Point	Montana	National
Cost of living	165	102	100
Groceries	105	103	100
Health care	103	102	100
Housing	314	101	100
Transportation	98	100	100
Utilities	102	104	100
Lifestyle & Entertainment	103	100	100
Household Items	99	100	100
Education & Childcare	101	102	100

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Homes For Sale In Rocky Point, MT

33562 Fox Rd

Polson, MT

34238 Rocky Point Rd

Polson, MT

Cost Of Living Quick Facts

The cost of living in Rocky Point is 63% higher than the Montana average
The cost of living in Rocky Point is 65% higher than the national average
Rocky Point housing is 214% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rollins, MT	162	102	1.5%
Bear Dance, MT	233	102	1.5%
Turtle Lake, MT	127	102	1.5%
Big Arm, MT	91	102	1.5%
Elmo, MT	261	102	1.5%
Rocky Point, MT	131	165	65.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Conkling Park, ID	131	139	38.9%
Baylis, IL	131	84	15.8%
LaPlace, IL	131	86	13.9%
Liverpool, IL	131	81	19.1%
Lincolnshire, KY	131	106	6.4%
Rocky Point, MT	131	165	65.3%