| Index | Rockford Bay | Idaho | National |
| Cost of living | 174 | 96 | 100 |
| Goods & Services | 98 | 102 | 100 |
| Groceries | 110 | 99 | 100 |
| Health care | 102 | 107 | 100 |
| Housing | 337 | 90 | 100 |
| Transportation | 119 | 106 | 100 |
| Utilities | 100 | 73 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $152,085 | $12,674 | $3,548 | $4,563 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Idaho | 6% | 8.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Idaho | 5.8% | 5.8% |
| Item | Rockford Bay | National avg. | Difference |
| Haircut | $29.81 | $27.62 | 7.9% |
| Beauty Salon | $50.00 | $51.11 | 2.2% |
| Toothpaste | $4.03 | $4.09 | 1.5% |
| Shampoo | $1.51 | $1.54 | 2.1% |
| Movie | $14.20 | $12.88 | 10.3% |
| Yoga | $29.33 | $19.66 | 49.2% |
| Item | Rockford Bay | National avg. | Difference |
| Ground Beef | $8.26 | $7.70 | 7.2% |
| Fried Chicken | $2.89 | $1.66 | 73.9% |
| Milk | $4.83 | $4.73 | 2.0% |
| Potatoes | $4.44 | $5.26 | 15.5% |
| Pizza | $8.99 | $12.76 | 29.6% |
| Beer | $12.05 | $10.55 | 14.2% |
| Item | Rockford Bay | National avg. | Difference |
| Optometrist | $193.99 | $140.06 | 38.5% |
| Doctor | $170.56 | $153.82 | 10.9% |
| Dentist | $127.51 | $123.15 | 3.5% |
| Ibuprofen | $12.09 | $11.73 | 3.1% |
| Lipitor | $17.59 | $23.61 | 25.5% |
| Item | Rockford Bay | National avg. | Difference |
| Home Price | $1,100,833.00 | $326,622.00 | 237.0% |
| Avg. Mortgage Payment | $2,331.24 | $2,480.25 | 6.0% |
| Apartment Rent | $0.00 | $1,444.00 | 100.0% |
| Item | Rockford Bay | National avg. | Difference |
| Gasoline | $3.69 | $3.06 | 20.7% |
| Tire Balancing | $75.50 | $65.21 | 15.8% |
| Item | Rockford Bay | National avg. | Difference |
| All Electricity | $212.72 | $220.12 | 3.4% |
| Phone | $205.13 | $195.71 | 4.8% |
| City | Population | Cost of Living Index | National Avg. |
| State Line, ID | 14 | 104 | 3.7% |
| Parkline, ID | 35 | 89 | 10.8% |
| Plummer, ID | 1,027 | 93 | 6.7% |
| Worley, ID | 222 | 94 | 5.5% |
| St. Maries, ID | 3,338 | 97 | 3.1% |
| Rockford Bay, ID | 362 | 174 | 73.7% |
| City | Population | Cost of Living Index | National Avg. |
| Ransom, IL | 362 | 84 | 15.8% |
| Michiana Shores, IN | 362 | 119 | 18.6% |
| Somerville, IN | 362 | 89 | 11.0% |
| Henderson, MI | 362 | 95 | 5.2% |
| Lake Viking, MO | 362 | 105 | 5.3% |
| Rockford Bay, ID | 362 | 174 | 73.7% |