Cost Of Living in Reserve, MT

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26%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

83%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Reserve	Montana	National
Cost of living	74	102	100
Groceries	98	103	100
Health care	99	102	100
Housing	17	101	100
Transportation	100	100	100
Utilities	104	104	100
Lifestyle & Entertainment	96	100	100
Household Items	100	100	100
Education & Childcare	93	102	100

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Cost Of Living Quick Facts

The cost of living in Reserve is 27% lower than the Montana average
The cost of living in Reserve is 26% lower than the national average
Reserve housing is 83% lower than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,772	$6,564	$1,838	$2,363
Renters	$0	$0	$0	$0

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Antelope, MT	49	99	1.4%
Medicine Lake, MT	189	85	14.5%
Plentywood, MT	1,572	92	7.7%
Reserve, MT	38	74	26.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clark's Point, AK	38	96	3.5%
Wahak Hotrontk, AZ	38	103	3.1%
Maybell, CO	38	107	6.8%
Stonewall Gap, CO	38	119	18.9%
Coburg, IA	38	97	3.0%
Reserve, MT	38	74	26.0%