| Index | Ray | Alabama | National |
| Cost of living | 103 | 89 | 100 |
| Goods & Services | 108 | 95 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 106 | 91 | 100 |
| Housing | n/a | 74 | 100 |
| Transportation | 89 | 90 | 100 |
| Utilities | 106 | 98 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $65,992 | $5,499 | $1,540 | $1,980 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Alabama | 4% | 13.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Alabama | 2% | 5% |
| Item | Ray | National avg. | Difference |
| Haircut | $23.95 | $27.62 | 13.3% |
| Beauty Salon | $56.57 | $51.11 | 10.7% |
| Toothpaste | $4.04 | $4.09 | 1.3% |
| Shampoo | $1.42 | $1.54 | 7.9% |
| Movie | $13.90 | $12.88 | 7.9% |
| Yoga | $19.89 | $19.66 | 1.2% |
| Item | Ray | National avg. | Difference |
| Ground Beef | $7.65 | $7.70 | 0.7% |
| Fried Chicken | $1.45 | $1.66 | 12.8% |
| Milk | $4.52 | $4.73 | 4.5% |
| Potatoes | $5.37 | $5.26 | 2.2% |
| Pizza | $12.81 | $12.76 | 0.4% |
| Beer | $10.36 | $10.55 | 1.8% |
| Item | Ray | National avg. | Difference |
| Optometrist | $168.64 | $140.06 | 20.4% |
| Doctor | $116.47 | $153.82 | 24.3% |
| Dentist | $144.15 | $123.15 | 17.1% |
| Ibuprofen | $11.26 | $11.73 | 4.0% |
| Lipitor | $26.89 | $23.61 | 13.9% |
| Item | Ray | National avg. | Difference |
| Home Price | $0.00 | $326,622.00 | 100.0% |
| Avg. Mortgage Payment | $1,873.24 | $2,480.25 | 24.5% |
| Apartment Rent | $0.00 | $1,444.00 | 100.0% |
| Item | Ray | National avg. | Difference |
| Gasoline | $2.74 | $3.06 | 10.5% |
| Tire Balancing | $57.76 | $65.21 | 11.4% |
| Item | Ray | National avg. | Difference |
| All Electricity | $243.29 | $220.12 | 10.5% |
| Phone | $193.64 | $195.71 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Hissop, AL | 222 | 95 | 5.1% |
| Hackneyville, AL | 344 | 82 | 18.4% |
| Our Town, AL | 587 | 85 | 15.1% |
| Kellyton, AL | 180 | 85 | 14.8% |
| Goldville, AL | 49 | 85 | 14.6% |
| Ray, AL | 481 | 103 | 2.6% |
| City | Population | Cost of Living Index | National Avg. |
| Scammon Bay, AK | 481 | 95 | 4.8% |
| Nazlini, AZ | 481 | 87 | 13.4% |
| Allenspark, CO | 481 | 137 | 36.8% |
| Calhan, CO | 481 | 101 | 1.3% |
| Jupiter Inlet Colony, FL | 481 | 376 | 275.9% |
| Ray, AL | 481 | 103 | 2.6% |
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