| Index | Ray | Alabama | National |
| Cost of living | 98 | 88 | 100 |
| Goods & Services | 98 | 96 | 100 |
| Groceries | 97 | 96 | 100 |
| Health care | 92 | 87 | 100 |
| Housing | n/a | 72 | 100 |
| Transportation | 92 | 91 | 100 |
| Utilities | 110 | 102 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $44,081 | $3,673 | $1,028 | $1,323 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Alabama | 4% | 13.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Alabama | 2% | 5% |
| Item | Ray | National avg. | Difference |
| Haircut | $21.67 | $24.26 | 10.7% |
| Beauty Salon | $43.83 | $45.56 | 3.8% |
| Toothpaste | $3.73 | $3.70 | 0.7% |
| Shampoo | $1.15 | $1.28 | 9.9% |
| Movie | $13.16 | $12.13 | 8.5% |
| Bowling | $20.00 | $18.00 | 11.1% |
| Item | Ray | National avg. | Difference |
| Ground Beef | $5.64 | $5.84 | 3.4% |
| Fried Chicken | $1.67 | $1.57 | 6.2% |
| Milk | $4.51 | $4.67 | 3.5% |
| Potatoes | $5.41 | $4.93 | 9.6% |
| Pizza | $12.32 | $12.09 | 2.0% |
| Beer | $10.54 | $10.41 | 1.2% |
| Item | Ray | National avg. | Difference |
| Optometrist | $77.08 | $125.68 | 38.7% |
| Doctor | $100.56 | $135.78 | 25.9% |
| Dentist | $118.89 | $113.29 | 4.9% |
| Ibuprofen | $10.18 | $10.65 | 4.4% |
| Lipitor | $501.36 | $468.60 | 7.0% |
| Item | Ray | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $1,756.90 | $2,346.69 | 25.1% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Ray | National avg. | Difference |
| Gasoline | $3.12 | $3.46 | 9.7% |
| Tire Balancing | $56.77 | $59.92 | 5.3% |
| Item | Ray | National avg. | Difference |
| All Electricity | $227.80 | $193.99 | 17.4% |
| Phone | $189.16 | $192.25 | 1.6% |
| City | Population | Cost of Living Index | National Avg. |
| Hissop, AL | 218 | 93 | 6.5% |
| Hackneyville, AL | 331 | 78 | 21.8% |
| Our Town, AL | 570 | 81 | 18.5% |
| Kellyton, AL | 175 | 82 | 18.4% |
| Goldville, AL | 47 | 82 | 17.7% |
| Ray, AL | 466 | 98 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Reyno, AR | 466 | 75 | 24.6% |
| Menlo, IA | 466 | 78 | 21.7% |
| Plymouth, IA | 466 | 86 | 14.1% |
| Parker, ID | 466 | 108 | 7.6% |
| Brewer, MO | 466 | 94 | 5.9% |
| Ray, AL | 466 | 98 | 1.9% |