Cost Of Living in Pulaski, TN

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15%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

40%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pulaski	Tennessee	National
Cost of living	85	89	100
Goods & Services	99	94	100
Groceries	97	98	100
Health care	89	88	100
Housing	60	80	100
Transportation	91	89	100
Utilities	91	93	100

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Cost Of Living Quick Facts

The cost of living in Pulaski is 5% lower than the Tennessee average
The cost of living in Pulaski is 15% lower than the national average
Pulaski housing is 40% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,978	$4,665	$1,306	$1,680
Renters	$23,281	$1,940	$543	$698

A good indicator of the general affordability of housing in Pulaski, TN, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pulaski, the median monthly income is $55,978 for those who own their own homes. Under the standard rule, that income level would allow for $1,306 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $23,281, per the median income in the area. That would allow for renters to spend up to $543 on monthly rental expenses.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Pulaski	National avg.	Difference
Haircut	$16.56	$24.26	31.8%
Beauty Salon	$38.22	$45.56	16.1%
Toothpaste	$3.54	$3.70	4.4%
Shampoo	$1.05	$1.28	18.0%
Movie	$14.99	$12.13	23.5%
Bowling	$7.11	$18.00	60.5%

Groceries

Item	Pulaski	National avg.	Difference
Ground Beef	$5.76	$5.84	1.4%
Fried Chicken	$1.45	$1.57	7.6%
Milk	$4.39	$4.67	6.0%
Potatoes	$5.03	$4.93	1.9%
Pizza	$10.79	$12.09	10.7%
Beer	$10.06	$10.41	3.4%

Health Care

Item	Pulaski	National avg.	Difference
Optometrist	$102.44	$125.68	18.5%
Doctor	$133.17	$135.78	1.9%
Dentist	$86.34	$113.29	23.8%
Ibuprofen	$10.21	$10.65	4.2%
Lipitor	$452.02	$468.60	3.5%

Housing

Item	Pulaski	National avg.	Difference
Home Price	$105,200.00	$184,700.00	43.0%
Avg. Mortgage Payment	$1,627.51	$2,346.69	30.6%
Apartment Rent	$652.00	$949.00	31.3%

Transportation

Item	Pulaski	National avg.	Difference
Gasoline	$3.11	$3.46	10.0%
Tire Balancing	$37.50	$59.92	37.4%

Utilities

Item	Pulaski	National avg.	Difference
All Electricity	$187.59	$193.99	3.3%
Phone	$195.99	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Minor Hill, TN	679	83	17.4%
Lynnville, TN	404	84	15.9%
Lester, AL	131	83	17.3%
Ethridge, TN	720	85	15.1%
Ardmore, TN	1,260	89	11.1%
Pulaski, TN	7,614	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Comox Valley B (Lazo North), BC	7,614	n/a
Homeland, CA	7,613	106	5.8%
Ojai, CA	7,613	182	82.0%
Forestbrook, SC	7,613	104	4.2%
Decorah, IA	7,615	89	10.6%
Pulaski, TN	7,614	85	14.9%