Cost of Living in Ardmore, TN

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13%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ardmore Tennessee National
Cost of living8792100
Groceries9698100
Health care9497100
Housing6880100
Transportation9297100
Utilities9898100
Lifestyle & Entertainment9197100
Household Items9498100
Education & Childcare9797100
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Homes For Sale In Ardmore, TN

property for sale

1799 Lake Logan Rd

Ardmore, TN
property for sale

26651 1st St

Ardmore, AL
property for sale

7 Baptist Ln

Ardmore, TN
property for sale

Cheatham Rd

Ardmore, TN
See the Newest Homes For Sale In Ardmore, TN

Cost Of Living Quick Facts

  • The cost of living in Ardmore is 6% lower than the Tennessee average
  • The cost of living in Ardmore is 13% lower than the national average
  • Ardmore housing is 32% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ardmore

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,033$5,753$1,611$2,071
      Renters$37,516$3,126$875$1,126

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pulaski, TN7,9088713.3%
      Elkmont, AL4338514.7%
      Ardmore, AL1,3888713.1%
      Elkton, TN5258811.6%
      Athens, AL27,586937.5%
      Ardmore, TN1,2968713.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Georgetown, CT1,29616463.7%
      Carey, ID1,296973.2%
      Grace, ID1,296919.1%
      Riley, KS1,2969010.1%
      Northfield, KY1,29612322.7%
      Ardmore, TN1,2968713.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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