Cost Of Living in Puako, HI

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F

114%

Overall NAT. AVG.

24%

Groceries NAT. AVG.

324%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Puako	Hawaii	National
Cost of living	214	163	100
Groceries	124	126	100
Health care	116	119	100
Housing	424	252	100
Transportation	123	121	100
Utilities	131	131	100
Lifestyle & Entertainment	127	127	100
Household Items	115	115	100
Education & Childcare	128	132	100

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Homes For Sale In Puako, HI

69-1035 Keana Pl #5

Waikoloa, HI

69-1035 Keana Pl #102

Waikoloa, HI

69-1809 Puako Beach Dr #1

Waimea, HI

69-1010 Keana Pl Unit E202

Waikoloa Village, HI

Cost Of Living Quick Facts

The cost of living in Puako is 31% higher than the Hawaii average
The cost of living in Puako is 114% higher than the national average
Puako housing is 324% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$194,568	$16,214	$4,540	$5,838
Renters	$0	$0	$0	$0

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waimea CDP (Kauai County), HI	1,843	142	42.2%
Waikoloa Village, HI	7,571	155	54.5%
Waimea, HI	11,340	155	55.2%
Puako, HI	258	214	113.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clam Gulch, AK	258	106	6.0%
Geiger, AL	258	81	18.8%
Summertown, GA	258	81	19.0%
Dedham, IA	258	86	14.5%
Halbur, IA	258	87	12.9%
Puako, HI	258	214	113.6%