Cost Of Living in Pony, MT

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A+

3%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

9%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pony	Montana	National
Cost of living	103	102	100
Groceries	102	103	100
Health care	100	102	100
Housing	109	101	100
Transportation	99	100	100
Utilities	104	104	100
Lifestyle & Entertainment	102	100	100
Household Items	101	100	100
Education & Childcare	97	102	100

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Homes For Sale In Pony, MT

TBD Pony St

Pony, MT

Lot 5 Wey's VW

McAllister, MT

209 Reel St

Pony, MT

Cost Of Living Quick Facts

The cost of living in Pony is 2% higher than the Montana average
The cost of living in Pony is 3% higher than the national average
Pony housing is 9% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,160	$4,763	$1,334	$1,715
Renters	$0	$0	$0	$0

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Harrison, MT	66	101	0.9%
Whitehall, MT	1,038	96	4.2%
Willow Creek, MT	225	96	3.8%
Cardwell, MT	111	99	0.9%
Sheridan, MT	897	102	1.9%
Pony, MT	143	103	3.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Klagetoh, AZ	143	88	12.3%
Jackson Lake, CO	143	126	26.3%
Trail Side, CO	143	115	15.2%
Sorrento, FL	143	103	3.4%
Oconee, IL	143	84	16.5%
Pony, MT	143	103	3.2%