Cost of Living in Ponder, TX

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A
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ponder Texas National
Cost of living10794100
Groceries9698100
Health care9998100
Housing13183100
Transportation9598100
Utilities101103100
Lifestyle & Entertainment9498100
Household Items9698100
Education & Childcare10198100
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Homes For Sale In Ponder, TX

property for sale

213 Jockey Ct

Ponder, TX
property for sale

307 Pineview Ln

Ponder, TX
property for sale

Radiance Waterpark WAY

Ponder, TX
property for sale

Moonbeam Waterpark WAY

Ponder, TX

Cost Of Living Quick Facts

  • The cost of living in Ponder is 14% higher than the Texas average
  • The cost of living in Ponder is 7% higher than the national average
  • Ponder housing is 31% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ponder

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Compare Ponder, TX Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,095$10,008$2,802$3,603
      Renters$83,040$6,920$1,937$2,491

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Corral City, TX14991.3%
      Rhome, TX1,805955.1%
      New Fairview, TX1,546973.0%
      Newark, TX1,223982.3%
      Briar, TX5,456990.8%
      Ponder, TX2,4521077.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Calwa, CA2,45211110.9%
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      Whidbey Island Station, WA2,45211414.5%
      Wray, CO2,451990.9%
      Stonewall, LA2,4511000.1%
      Ponder, TX2,4521077.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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