| Index | Ponder | Texas | National | 
| Cost of living | 117 | 92 | 100 | 
| Goods & Services | 121 | 96 | 100 | 
| Groceries | 97 | 96 | 100 | 
| Health care | 110 | 94 | 100 | 
| Housing | 131 | 83 | 100 | 
| Transportation | 94 | 92 | 100 | 
| Utilities | 115 | 104 | 100 | 

 
				
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
 
				| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | 
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) | 
| Owners | $81,250 | $6,771 | $1,896 | $2,438 | 
| Renters | $56,111 | $4,676 | $1,309 | $1,683 | 
| State | General Sales Tax | With Max Surtax | 
| Texas | 6.25% | 8.25% | 
| State | Income Tax (Low) | Income Tax (High) | 
| Texas | 0% | 0% | 
| Item | Ponder | National avg. | Difference | 
| Haircut | $23.57 | $24.26 | 2.8% | 
| Beauty Salon | $35.11 | $45.56 | 22.9% | 
| Toothpaste | $3.51 | $3.70 | 5.1% | 
| Shampoo | $1.22 | $1.28 | 4.7% | 
| Movie | $11.85 | $12.13 | 2.3% | 
| Bowling | $16.96 | $18.00 | 5.8% | 
| Item | Ponder | National avg. | Difference | 
| Ground Beef | $5.44 | $5.84 | 6.9% | 
| Fried Chicken | $1.32 | $1.57 | 16.1% | 
| Milk | $4.63 | $4.67 | 0.9% | 
| Potatoes | $4.15 | $4.93 | 16.0% | 
| Pizza | $11.96 | $12.09 | 1.0% | 
| Beer | $10.27 | $10.41 | 1.4% | 
| Item | Ponder | National avg. | Difference | 
| Optometrist | $96.63 | $125.68 | 23.1% | 
| Doctor | $131.00 | $135.78 | 3.5% | 
| Dentist | $86.73 | $113.29 | 23.4% | 
| Ibuprofen | $10.40 | $10.65 | 2.4% | 
| Lipitor | $484.49 | $468.60 | 3.4% | 
| Item | Ponder | National avg. | Difference | 
| Home Price | $214,900.00 | $184,700.00 | 16.4% | 
| Avg. Mortgage Payment | $1,562.33 | $2,346.69 | 33.4% | 
| Apartment Rent | $1,560.00 | $949.00 | 64.4% | 
| Item | Ponder | National avg. | Difference | 
| Gasoline | $3.47 | $3.46 | 0.3% | 
| Tire Balancing | $66.47 | $59.92 | 10.9% | 
| Item | Ponder | National avg. | Difference | 
| All Electricity | $145.64 | $193.99 | 24.9% | 
| Phone | $208.71 | $192.25 | 8.6% | 
| City | Population | Cost of Living Index | National Avg. | 
| Corral City, TX | 14 | 111 | 11.0% | 
| Rhome, TX | 1,748 | 98 | 1.9% | 
| New Fairview, TX | 1,489 | 104 | 4.4% | 
| Newark, TX | 1,180 | 101 | 0.7% | 
| Briar, TX | 5,255 | 102 | 2.1% | 
| Ponder, TX | 2,394 | 117 | 16.9% | 
| City | Population | Cost of Living Index | National Avg. | 
| Parkwood, CA | 2,394 | 105 | 5.3% | 
| Saint-Polycarpe, QC | 2,394 | n/a | |
| Kealakekua, HI | 2,393 | 168 | 68.1% | 
| Spring Valley, MN | 2,395 | 88 | 12.2% | 
| Port Allegany, PA | 2,395 | 84 | 16.5% | 
| Ponder, TX | 2,394 | 117 | 16.9% |