Cost Of Living in Ponce de Leon, FL

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A+

10%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ponce de Leon	Florida	National
Cost of living	90	102	100
Groceries	101	102	100
Health care	104	104	100
Housing	59	97	100
Transportation	101	103	100
Utilities	107	110	100
Lifestyle & Entertainment	104	104	100
Household Items	104	102	100
Education & Childcare	106	106	100

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Homes For Sale In Ponce de Leon, FL

319 Clyde Brown Rd

Ponce De Leon, FL

2833 Ponce de Leon Springs Rd

Bruce, FL

105 Natureview Way

Freeport, FL

35 Butterfly Bnd

Freeport, FL

Cost Of Living Quick Facts

The cost of living in Ponce de Leon is 12% lower than the Florida average
The cost of living in Ponce de Leon is 10% lower than the national average
Ponce de Leon housing is 41% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,414	$7,951	$2,226	$2,863
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Caryville, FL	262	78	22.0%
Vernon, FL	656	89	11.4%
Westville, FL	346	83	17.3%
Bonifay, FL	2,761	85	15.3%
DeFuniak Springs, FL	6,958	94	5.8%
Ponce de Leon, FL	715	90	10.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arivaca, AZ	715	83	17.1%
Golden, IL	715	85	15.2%
Ponemah, MN	715	83	17.3%
Thaxton, MS	715	93	7.5%
Elmwood, NE	715	92	8.4%
Ponce de Leon, FL	715	90	10.0%