Cost of Living in Polk City, FL

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A+
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Polk City Florida National
Cost of living96102100
Groceries101102100
Health care102104100
Housing7997100
Transportation102103100
Utilities109110100
Lifestyle & Entertainment101104100
Household Items102102100
Education & Childcare109106100
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Homes For Sale In Polk City, FL

property for sale

149 Laynewade Rd

Polk City, FL
property for sale

5830 Kalamata Dr

Polk City, FL
property for sale

13409 Sweet Hill Rd

Polk City, FL
property for sale

10049 Quinn Rd

Polk City, FL

Cost Of Living Quick Facts

  • The cost of living in Polk City is 6% lower than the Florida average
  • The cost of living in Polk City is 4% lower than the national average
  • Polk City housing is 21% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Polk City

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Compare Polk City, FL Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,136$9,761$2,733$3,514
      Renters$46,486$3,874$1,085$1,395

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
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      Inwood, FL7,469909.9%
      Combee Settlement, FL6,417946.4%
      Crystal Lake, FL6,427945.7%
      Polk City, FL2,510963.9%

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      New Palestine, IN2,5091033.1%
      Koloa, HI2,51117272.4%
      Polk City, FL2,510963.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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