Cost of Living in Plains, TX

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Plains Texas National
Cost of living8294100
Groceries9798100
Health care9798100
Housing4783100
Transportation9898100
Utilities98103100
Lifestyle & Entertainment9598100
Household Items10098100
Education & Childcare9498100
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Homes For Sale In Plains, TX

property for sale

104 2nd St

Plains, TX
property for sale

1410 2nd St

Plains, TX
property for sale

4th St

Plains, TX
property for sale

1307 15th St

Plains, TX

Cost Of Living Quick Facts

  • The cost of living in Plains is 13% lower than the Texas average
  • The cost of living in Plains is 18% lower than the national average
  • Plains housing is 53% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Plains

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Compare Plains, TX Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,773$6,981$1,955$2,513
      Renters$70,744$5,895$1,651$2,123

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plains, TX1,3708218.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Byers, CO1,37011515.3%
      Woodbine, GA1,370945.5%
      Ecru, MS1,3708515.3%
      Caln, PA1,3701055.1%
      Regina Beach, SK1,370n/a 
      Plains, TX1,3708218.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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