Cost of Living in Philadelphia, NY

Get 300+ Local Insights for Any Address in Philadelphia, NY

Get Access to 300+ Local Data Points
B+
2%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Philadelphia New York National
Cost of living102121100
Groceries105106100
Health care108110100
Housing83144100
Transportation113113100
Utilities111112100
Lifestyle & Entertainment107111100
Household Items107106100
Education & Childcare118118100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Philadelphia, NY

property for sale

34741 US Route 11

Philadelphia, NY
property for sale

Coolidge Rd

Antwerp, NY
property for sale

76 Main St

Philadelphia, NY
property for sale

31022 State Route 26

Philadelphia, NY

Cost Of Living Quick Facts

  • The cost of living in Philadelphia is 16% lower than the New York average
  • The cost of living in Philadelphia is 2% higher than the national average
  • Philadelphia housing is 17% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Philadelphia

See all the best places to live around Philadelphia

Compare Philadelphia, NY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Philadelphia?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Philadelphia?
      Write a review to give others more information about this area.
      See all Philadelphia poll results

      The best places in New York

      Here are the best places to live in New YorkMost Dangerous Cities In The USMost Dangerous States In The USSafest States In The US
      Best Places in New York

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,493$7,041$1,971$2,535
      Renters$54,866$4,572$1,280$1,646

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Natural Bridge, NY2368811.6%
      Felts Mills, NY4618911.0%
      Fishers Landing, NY78919.4%
      Oxbow, NY124919.2%
      Herrings, NY137918.9%
      Philadelphia, NY1,2311021.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sycamore, GA1,2318118.6%
      Lakeview, LA1,231918.8%
      La Plata, MO1,2318217.8%
      Califon, NJ1,23113030.2%
      Claysburg, PA1,231909.8%
      Philadelphia, NY1,2311021.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026