Cost Of Living in Paul Smiths, NY

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B

5%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Paul Smiths	New York	National
Cost of living	105	121	100
Groceries	107	106	100
Health care	105	110	100
Housing	n/a	144	100
Transportation	106	113	100
Utilities	106	112	100
Lifestyle & Entertainment	105	111	100
Household Items	103	106	100
Education & Childcare	103	118	100

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Homes For Sale In Paul Smiths, NY

326 Keese Mills Rd

Paul Smiths, NY

Cost Of Living Quick Facts

The cost of living in Paul Smiths is 13% lower than the New York average
The cost of living in Paul Smiths is 5% higher than the national average
Paul Smiths housing is 18% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tupper Lake, NY	3,839	89	11.1%
Saranac Lake, NY	5,681	100	0.4%
Lake Placid, NY	2,304	115	15.2%
Paul Smiths, NY	627	105	5.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Buda, IL	627	85	15.0%
Westwood city, KY	627	103	3.3%
Amboy, MN	627	87	13.2%
Mamers, NC	627	95	5.0%
Leicester, NY	627	98	1.5%
Paul Smiths, NY	627	105	5.3%