Cost of Living in Parker, FL

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A+
0%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Parker Florida National
Cost of living100102100
Groceries101102100
Health care104104100
Housing9397100
Transportation101103100
Utilities107110100
Lifestyle & Entertainment104104100
Household Items104102100
Education & Childcare106106100
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Homes For Sale In Parker, FL

property for sale

6135 E Highway 98

Panama City, FL
property for sale

5206 Robins Ct

Panama City, FL
property for sale

5007 Donalson Rd

Panama City, FL
property for sale

4633 Park St

Panama City, FL
See the Newest Homes For Sale In Parker, FL

Cost Of Living Quick Facts

  • The cost of living in Parker is 2% lower than the Florida average
  • The cost of living in Parker is equal to the national average
  • Parker housing is 7% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Parker

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Compare Parker, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,527$7,627$2,135$2,746
      Renters$68,667$5,722$1,602$2,060
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Parker, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Parker, homeowners have a median income of $91,527. Using that number, a maximum of $2,135 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $68,667, which means there is a maximum of $1,602 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Grove, FL3,596937.5%
      Springfield, FL9,363954.9%
      Callaway, FL15,068990.7%
      Panama City, FL36,6731010.9%
      Pretty Bayou, FL2,9751044.4%
      Parker, FL4,5421000.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Springville, AL4,5421055.3%
      Church Point, LA4,5428415.7%
      Hurstbourne, KY4,54113029.9%
      Southwold, ON4,540n/a 
      Orangeburg, NY4,54414241.9%
      Parker, FL4,5421000.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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