Panama City 70 Excellent
Panama City Livability #541 ranked city in Florida#13,247 ranked city in the USARanks better than 54% of areas
A+ Panama City Amenities Lots of amenities close to this location
B Panama City Cost of Living Cost of living is 7% lower than Florida
Panama City
928% less expensive than the US average
991% less expensive than the US average
United States
100National cost of living index
Panama City cost of living
F Panama City Crime Total crime is 128% higher than Florida
Total crime
5,758131% higher than the US average
Chance of being a victim
1 in 18131% higher than the US average
Year-over-year crime
-10%Year over year crime is down
Panama City crime
F Panama City Employment Household income is 21% lower than Florida
Median household income
$38,39731% lower than the US average
Income per capita
$22,99523% lower than the US average
Unemployment rate
6%30% higher than the US average
Panama City employment
C- Panama City Housing Home value is 19% lower than Florida
Median home value
$134,70027% lower than the US average
Median rent price
$84811% lower than the US average
Home ownership
50%22% lower than the US average
Panama City real estate or Panama City rentals
D Panama City Schools HS graduation rate is 1% lower than Florida
High school grad. rates
82%2% lower than the US average
School test scores
46%6% lower than the US average
Student teacher ratio
15:13% lower than the US average
Panama City K-12 schools
B+ Panama City User Ratings There are a total of 8 ratings in Panama City
Overall user rating
77% 8 total ratings
User reviews rating
80% 1 total reviews
User surveys rating
76% 7 total surveys
all Panama City poll results

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Compare Panama City, FL Livability


      Living in Panama City, FL

      Located in the state of Florida, Panama City is a medium-sized city with a population of 36,654 inhabitants. The majority of Panama City residents report their race to be White; this is followed by Black and Asian. If you are not a fan of long commutes, you will enjoy living in Panama City. With average one way commute time of only 21 minutes, getting to and from work is a breeze compared to the national average of 26 minutes.

      Without the right tools, moving to any new area can be very stressful and challenging. Living in Panama City, Florida could be a fulfilling experience for anyone who puts in the effort to do the research required. Finding the best places to live in Panama City and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes crime, education, employment, housing and other important metrics.

      Using data and statistics Panama City has received a livability score of 70 out of 100. This score is ranked in the 62nd percentile when compared to all other cities. If we probe a little deeper into each category within the livability score, we see that Panama City has higher than average rankings for the following: amenities (A+), cost of living (B) and weather (B+). Panama City does not score well for the following: crime (F), education (D) and employment (F). It might be a smart idea to take a closer look at each category to find out why.

      Based on the proximity of local amenities like grocery stores, restaurants, coffee shops, parks, librairies, etc., Panama City has received a higher than average score for its local amenities. If you’re planning on relocating and making this area your permanent home, it’s nice to know that there is an ample amount of amenities and things to do within walking distance or a short drive. Some of the notable things to do include: St. Andrews State Park, Carillon Beach, and St. Andrew Bay Ferry Company.

      Panama City real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Panama City. Median real estate prices in Panama City come in at $134,700, which is 19.2% lower than the Florida average. The home price to income ratio compares the median home prices to the median household income. In Panama City, the home price to income ratio is 3.5, which is 2.9% higher than the Florida average. For most people, purchasing a new home is the biggest investment they will make in their lifetime. Taking a look at overall real estate appreciation rates in Panama City will offer some insight into determining if your home purchase will be a solid investment for years to come. In Panama City, the year-over-year appreciation rates were 11.3%, and the 5 year appreciation rates came in at 7.7%.

      Panama City transportation information

      StatisticPanama CityFloridaNational
      Average one way commute21min27min26min
      Workers who drive to work80.4%79.5%76.4%
      Workers who carpool9.9%9.3%9.3%
      Workers who take public transit2.4%2.1%5.1%
      Workers who bicycle1.4%0.7%0.6%
      Workers who walk1.7%1.5%2.8%
      Working from home2.2%5.4%4.6%

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      Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
      Source: The Panama City, FL data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).