Cost of Living in Pahala, HI

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C+
13%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pahala Hawaii National
Cost of living113163100
Groceries124126100
Health care116119100
Housing89252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Pahala, HI

property for sale

96-2951 Paauau St

Pahala, HI
property for sale

96-3209 Maile St

Pahala, HI
property for sale

96-3186 Pikake St

Pahala, HI
property for sale

96-3171 Pakalana St

Pahala, HI

Cost Of Living Quick Facts

  • The cost of living in Pahala is 31% lower than the Hawaii average
  • The cost of living in Pahala is 13% higher than the national average
  • Pahala housing is 11% lower than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Pahala

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,452$6,704$1,877$2,414
      Renters$0$0$0$0

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Naalehu, HI1,02711515.0%
      Waiohinu, HI22713231.8%
      Discovery Harbour, HI1,17413837.7%
      Pahala, HI2,08911312.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Prairie Grove, IL2,08913231.9%
      Grove Hill, AL2,0888713.1%
      Fort Denaud, FL2,0881065.8%
      Washington Park, FL2,08811010.0%
      Ortonville, MN2,0908713.0%
      Pahala, HI2,08911312.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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