Cost Of Living in Owensville, OH

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16%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

43%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Owensville	Ohio	National
Cost of living	84	89	100
Groceries	99	97	100
Health care	98	96	100
Housing	57	74	100
Transportation	96	96	100
Utilities	93	96	100
Lifestyle & Entertainment	93	95	100
Household Items	99	97	100
Education & Childcare	92	93	100

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Homes For Sale In Owensville, OH

128 Maplewood Dr

Batavia, OH

Cost Of Living Quick Facts

The cost of living in Owensville is 6% lower than the Ohio average
The cost of living in Owensville is 16% lower than the national average
Owensville housing is 43% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$88,590	$7,383	$2,067	$2,658
Renters	$14,139	$1,178	$330	$424

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Plainville, OH	159	97	3.4%
Dillonvale village, OH	667	80	20.2%
Silver Grove, KY	1,514	83	17.5%
California, KY	84	83	17.2%
Sherwood village, OH	797	83	17.1%
Owensville, OH	938	84	15.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
La Veta, CO	938	110	10.0%
Donnellson, IA	938	88	12.5%
Silver Lake, MN	938	90	10.2%
Logan, NM	938	83	16.9%
Valley Brook, OK	938	79	20.6%
Owensville, OH	938	84	15.8%