Cost of Living in Orchard Homes, MT

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B-
17%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orchard Homes Montana National
Cost of living117102100
Groceries105103100
Health care103102100
Housing152101100
Transportation98100100
Utilities102104100
Lifestyle & Entertainment103100100
Household Items99100100
Education & Childcare101102100
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Homes For Sale In Orchard Homes, MT

property for sale

Lot 15 Spurgin Ranch Ct

Missoula, MT
property for sale

2770 Hamilton Way Unit B

Missoula, MT
property for sale

1623 Clements Rd

Missoula, MT
property for sale

550 Veranda Way

Missoula, MT

Cost Of Living Quick Facts

  • The cost of living in Orchard Homes is 15% higher than the Montana average
  • The cost of living in Orchard Homes is 17% higher than the national average
  • Orchard Homes housing is 52% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

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      The best places in Montana

      Here are the best places to live in MontanaSee the best places to live in Orchard HomesCheck out the 10 safest cities in MontanaThese are the largest cities in Montana
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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$134,976$11,248$3,149$4,050
      Renters$72,818$6,068$1,699$2,185
      A good way to judge both the affordability of the housing and the cost of living in Orchard Homes is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Orchard Homes has a median income of about $134,976 for people who own homes. Based on that number, a maximum of $3,149 should be spent on expenses related to housing. Renters have a slightly different median income, which is $72,818. Based on this average, renters should spend no more than $1,699 on all rental costs if they want to maintain a non-impoverished standard of living.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Huson, MT611021.5%
      Bonner-West Riverside, MT1,451990.9%
      East Missoula, MT2,2631066.1%
      Lolo, MT4,14911010.0%
      Missoula, MT77,34911413.8%
      Orchard Homes, MT5,68811716.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Salida, CO5,68812424.4%
      Weldon Spring, MO5,68813232.2%
      New Holland, PA5,6871010.6%
      Volo, IL5,68511110.6%
      Charleston, MO5,6918218.4%
      Orchard Homes, MT5,68811716.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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