F
87%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
238%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Omao Hawaii National
Cost of living187163100
Groceries124126100
Health care116119100
Housing338252100
Transportation117121100
Utilities131131100
Lifestyle & Entertainment126127100
Household Items112115100
Education & Childcare132132100
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Cost Of Living Quick Facts

  • The cost of living in Omao is 15% higher than the Hawaii average
  • The cost of living in Omao is 87% higher than the national average
  • Omao housing is 238% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Omao

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Compare Omao, HI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$149,334$12,445$3,484$4,480
      Renters$112,811$9,401$2,632$3,385

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pakala Village, HI4711099.2%
      Kaumakani, HI1,19211110.9%
      Kekaha, HI3,33214241.7%
      Anahola, HI2,47615150.8%
      Eleele, HI2,77115252.2%
      Omao, HI1,53818787.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Keystone Heights, FL1,5381044.2%
      Ness City, KS1,5388415.9%
      Fort Clark Springs, TX1,538909.7%
      Arlington, VT1,5381076.9%
      Kugluktuk, NU1,538n/a 
      Omao, HI1,53818787.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.