Cost of Living in Oberlin, OH

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A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oberlin Ohio National
Cost of living9289100
Groceries9797100
Health care9896100
Housing8774100
Transportation9396100
Utilities9396100
Lifestyle & Entertainment9495100
Household Items9697100
Education & Childcare9293100
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Homes For Sale In Oberlin, OH

property for sale

360 S Main St

Oberlin, OH
property for sale

216 N Main St

Oberlin, OH
property for sale

US-20

Oberlin, OH
property for sale

50344 Garfield Rd

Oberlin, OH
See the Newest Homes For Sale In Oberlin, OH

Cost Of Living Quick Facts

  • The cost of living in Oberlin is 4% higher than the Ohio average
  • The cost of living in Oberlin is 8% lower than the national average
  • Oberlin housing is 13% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Oberlin

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Compare Oberlin, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,990$8,083$2,263$2,910
      Renters$47,968$3,997$1,119$1,439
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oberlin, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oberlin homeowners, is $96,990. This would allow for a maximum of $2,263 per month to be spent on housing costs. For renters, the median monthly income is $47,968 which would result in a maximum of $1,119 to be spent on rental costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Beulah Beach, OH13954.8%
      Eaton Estates, OH1,2348317.1%
      New London, OH2,5338316.5%
      Lorain, OH66,1738415.7%
      Kipton, OH2008415.6%
      Oberlin, OH8,549927.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brazil, IN8,5528514.6%
      Hillsboro, TX8,5538614.4%
      Grandview Heights, OH8,55413030.0%
      Boischatel, QC8,556n/a 
      Oak Hill, WV8,5598415.9%
      Oberlin, OH8,549927.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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