Cost of Living in Oakland, IA

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A+
13%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakland Iowa National
Cost of living8789100
Groceries9997100
Health care9496100
Housing6274100
Transportation9897100
Utilities9895100
Lifestyle & Entertainment9695100
Household Items9797100
Education & Childcare9694100
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Homes For Sale In Oakland, IA

property for sale

403 Bluff St

Oakland, IA
property for sale

903 N Scenic Dr

Oakland, IA
property for sale

922 S Scenic Dr

Oakland, IA
property for sale

415 Park St

Oakland, IA
See the Newest Homes For Sale In Oakland, IA

Cost Of Living Quick Facts

  • The cost of living in Oakland is 3% lower than the Iowa average
  • The cost of living in Oakland is 13% lower than the national average
  • Oakland housing is 38% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Oakland

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Compare Oakland, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,995$9,500$2,660$3,420
      Renters$0$0$0$0

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elliott, IA5578218.4%
      Hancock, IA2718218.2%
      Marne, IA1348317.4%
      Griswold, IA1,2118416.5%
      Henderson, IA2188415.6%
      Oakland, IA1,7048713.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Roodhouse, IL1,7048217.9%
      Bear Creek, AL1,7038119.1%
      Bruce, MS1,7038020.3%
      Beulaville, NC1,7038614.3%
      Lake Mohawk, OH1,703955.1%
      Oakland, IA1,7048713.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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