| Index | Oak Trail Shores | Texas | National |
| Cost of living | 85 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 52 | 83 | 100 |
| Transportation | 97 | 98 | 100 |
| Utilities | 106 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 102 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $44,903 | $3,742 | $1,048 | $1,347 |
| Renters | $40,807 | $3,401 | $952 | $1,224 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Western Lake, TX | 528 | 74 | 26.4% |
| Lipan, TX | 507 | 87 | 12.9% |
| Canyon Creek, TX | 989 | 89 | 10.8% |
| Cresson, TX | 1,023 | 94 | 6.2% |
| Tolar, TX | 1,244 | 99 | 0.5% |
| Oak Trail Shores, TX | 2,803 | 85 | 15.3% |
| City | Population | Cost of Living Index | National Avg. |
| Aberdeen Proving Ground, MD | 2,803 | 131 | 31.5% |
| Albany, MN | 2,803 | 93 | 6.6% |
| Stanley, ND | 2,803 | 100 | 0.4% |
| Biscoe, NC | 2,802 | 87 | 13.2% |
| Clinton, NJ | 2,802 | 133 | 32.6% |
| Oak Trail Shores, TX | 2,803 | 85 | 15.3% |