Cost of Living in Oak Island, TX

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A+
3%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oak Island Texas National
Cost of living9794100
Groceries9798100
Health care9998100
Housing9283100
Transportation9798100
Utilities105103100
Lifestyle & Entertainment10198100
Household Items10098100
Education & Childcare10098100
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Homes For Sale In Oak Island, TX

property for sale

TBD Eagle Rd

, TX
property for sale

Metzwright Dr

Oak Island, TX
property for sale

W Bayshore Dr

Oak Island, TX
property for sale

Shady Gln

Oak Island, TX

Cost Of Living Quick Facts

  • The cost of living in Oak Island is 3% higher than the Texas average
  • The cost of living in Oak Island is 3% lower than the national average
  • Oak Island housing is 8% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Oak Island

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

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      Cove, TX47911110.8%
      Oak Island, TX342973.0%

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      Adamsville, OH3428119.0%
      Westport, OR3421098.7%
      Oak Island, TX342973.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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