Cost of Living in Oak Harbor, OH

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14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oak Harbor Ohio National
Cost of living8689100
Groceries9997100
Health care9496100
Housing6574100
Transportation9296100
Utilities9596100
Lifestyle & Entertainment9095100
Household Items9497100
Education & Childcare9793100
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Homes For Sale In Oak Harbor, OH

property for sale

W Bloom Rd

Salem Township, OH
property for sale

406 W Park St

Oak Harbor, OH
property for sale

9881 W Locust Point Rd

Oak Harbor, OH
property for sale

336 N Church St

Oak Harbor, OH

Cost Of Living Quick Facts

  • The cost of living in Oak Harbor is 4% lower than the Ohio average
  • The cost of living in Oak Harbor is 14% lower than the national average
  • Oak Harbor housing is 35% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Oak Harbor

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,700$7,225$2,023$2,601
      Renters$53,346$4,446$1,245$1,601

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vickery, OH118964.4%
      Wightmans Grove, OH41964.4%
      Hessville, OH86964.4%
      Williston, OH4348119.4%
      Rocky Ridge, OH4158316.9%
      Oak Harbor, OH2,7868614.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hinton, WV2,7868812.0%
      North Plains, OR2,78512929.4%
      West Wyoming, PA2,785928.2%
      England, AR2,7878613.9%
      Fearrington Village, NC2,78712625.6%
      Oak Harbor, OH2,7868614.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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